Video: Lock or Float? Los Angeles Real Estate Reality

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Joe Cloninger

September 7, 2023

Video: L.A. Mansion Tax Approved - Los Angeles Real Estate Reality

Joe Cloninger

September 7, 2023

This Week’s Topic: Lock or Float?
Darren and Joe discuss rate options when a buyer is in escrow. How lenders treat rate options vary, but this will be a guide for you as a buyer to do your own due diligence. As with most matters, there is a risk and there is a reward.

Last Week’s Topic: L.A. Mansion Tax Approved
L.A. City Council approved $150 million in mansion tax spending. The controversial tax places a heavy burden on mansion sales to fund rental assistance, eviction defense, tenant outreach and education, cash assistance to low-income seniors and people with disabilities, tenant protections and affordable housing production. The tax is being fought and may be overturned. Results so far? Mixed. The projected $900 million per year tax raise was reduced to $672 million and total funds raised to date are $55 million since April.

More: Sold and new listing reviews, market news, other interesting things we've found this week in real estate

Note: We have all the weekly topic videos now at urbanhillsides.com/live-stream

Thursday 2-3 PM - like/follow us at

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You can go to Live Stream — Urban Hillsides Real Estate Team

Thursdays 2-3 PM PT

- Also available after the live stream

Joe Cloninger

August 29, 2023

Video: Bad Neighbors - Los Angeles Real Estate Reality

Joe Cloninger

August 29, 2023

This Week’s Topic: L.A. Mansion Tax Approved
L.A. City Council approved $150 million in mansion tax spending. The controversial tax places a heavy burden on mansion sales to fund rental assistance, eviction defense, tenant outreach and education, cash assistance to low-income seniors and people with disabilities, tenant protections and affordable housing production. The tax is being fought and may be overturned. Results so far? Mixed. The projected $900 million per year tax raise was reduced to $672 million and total funds raised to date are $55 million since April.

Last Week’s Topic: Bad Neighbors
Bad neighbors are everywhere, but we have an extreme story this week. The maze and bureaucracy of getting this bad behavior solved has been frustrating. Dialing L.A.'s 311 was only the beginning of a long road. Joe and Darren share their experience.

More: Sold and new listing reviews, market news, other interesting things we've found this week in real estate

Note: We have all the weekly topic videos now at urbanhillsides.com/live-stream

Thursday 2-3 PM - like/follow us at

https://twitter.com/urbanhillsides

https://www.linkedin.com/in/joe-cloninger-378a964/

You can go to Live Stream — Urban Hillsides Real Estate Team

Thursdays 2-3 PM PT

- Also available after the live stream

Joe Cloninger

August 24, 2023

Video: 3-2-1 Buydown - Los Angeles Real Estate Reality

Joe Cloninger

August 24, 2023

This Week’s Topic: Bad Neighbors
Bad neighbors are everywhere, but we have an extreme story this week. The maze and bureaucracy of getting this bad behavior solved has been frustrating. Dialing L.A.'s 311 was only the beginning of a long road. Joe and Darren share their experience.

Last Week’s Topic: 3-2-1- Buydown
A solution for some buyers? Darren and Joe discuss the concept of a "3-2-1 buydown," which is a type of mortgage loan product. In a 3-2-1 buydown, the interest rate starts higher than the prevailing market rate but is reduced by a fixed percentage for the first three years. There are pros and cons, but this type of mortgage may help some buyers.

More: Sold and new listing reviews, market news, other interesting things we've found this week in real estate

Note: We have all the weekly topic videos now at urbanhillsides.com/live-stream

Thursday 2-3 PM - like/follow us at

https://twitter.com/urbanhillsides

https://www.linkedin.com/in/joe-cloninger-378a964/

You can go to Live Stream — Urban Hillsides Real Estate Team

Thursdays 2-3 PM PT

https://www.urbanhillsides.com/live-stream

- Also available after the live stream

Joe Cloninger

August 14, 2023

Video: Reverse Mortgage Rethink - Los Angeles Real Estate Reality

Joe Cloninger

August 14, 2023

This Week’s Topic: 3-2-1 Buydown
A solution for some buyers? Darren and Joe discuss the concept of a "3-2-1 buydown," which is a type of mortgage loan product. In a 3-2-1 buydown, the interest rate starts higher than the prevailing market rate but is reduced by a fixed percentage for the first three years. There are pros and cons, but this type of mortgage may help some buyers.

Last Week’s Topic: Reverse Mortgage Rethink
A recent L.A. Times story summarizes the extremes a developer is legally utilizing to build new housing. Neighborhoods are not pleased with the changes happening next door. Darren and Joe discuss the new reality of housing and development in Los Angeles.

More: Sold and new listing reviews, market news, other interesting things we've found this week in real estate

Note: We have all the weekly topic videos now at urbanhillsides.com/live-stream

Thursday 2-3 PM - like/follow us at

https://twitter.com/urbanhillsides

https://www.linkedin.com/in/joe-cloninger-378a964/

You can go to Live Stream — Urban Hillsides Real Estate Team

Thursdays 2-3 PM PT

- Also available after the live stream

Joe Cloninger

August 4, 2023

Video: Push Comes To Shove - Los Angeles Real Estate Reality

Joe Cloninger

August 4, 2023

This Week’s Topic: Reverse Mortgage Rethink
This is not your grandma's reverse mortgage. Darren and Joe meet with Harlan Accola, National Reverse Mortgage Director at Movement Mortgage. It's time to dispel the misconceptions and find the opportunities in this mortgage product that enriches lives.

Last Week’s Topic: Push Comes To Shove
A recent L.A. Times story summarizes the extremes a developer is legally utilizing to build new housing. Neighborhoods are not pleased with the changes happening next door. Darren and Joe discuss the new reality of housing and development in Los Angeles.

More: Sold and new listing reviews, market news, other interesting things we've found this week in real estate

Note: We have all the weekly topic videos now at urbanhillsides.com/live-stream

Thursday 2-3 PM - like/follow us at

https://twitter.com/urbanhillsides

https://www.linkedin.com/in/joe-cloninger-378a964/

You can go to Live Stream — Urban Hillsides Real Estate Team

Thursdays 2-3 PM PT

- Also available after the live stream

Joe Cloninger

July 28, 2023

Video: Urban Real Estate - Los Angeles Real Estate Reality

Joe Cloninger

July 28, 2023

Next Week’s Topic: Push Comes To Shove
A recent L.A. Times story summarizes the extremes a developer is legally utilizing to build new housing. Neighborhoods are not pleased with the changes happening next door. Darren and Joe discuss the new reality of housing and development in Los Angeles.

Last Week’s Topic: Urban Real Estate
Darren and Joe review a study about the changing demands for urban real estate and the projected impacts on major cities worldwide. COVID and hybrid work have changed the way we look at living. The challenge is how we’ll adapt to these changes in the future.

More: Sold and new listing reviews, market news, other interesting things we've found this week in real estate

Note: We have all the weekly topic videos now at urbanhillsides.com/live-stream

Thursday 2-3 PM - like/follow us at

https://twitter.com/urbanhillsides

https://www.linkedin.com/in/joe-cloninger-378a964/

You can go to Live Stream — Urban Hillsides Real Estate Team

Thursdays 2-3 PM PT